The stated return is reached only over a volume of play no single player ever comes close to. Across an hour at one machine, the result depends on variance far more than on the average. A player can finish well ahead or lose a whole budget on a game with a fair return, and both outcomes are normal. The percentage describes the design of the game over its whole life, and a single session sits somewhere inside that spread.
Progressive jackpots lower the return an ordinary player experiences. A part of every stake funds a prize that very few players will ever win, so the everyday return sits below the published figure even when that figure is accurate. Betting systems do not change this arithmetic. Changing stake sizes alters how fast a balance moves and how wide the swings become, while the edge built into the game stays where it was set.
Reputable studios publish the return range of each title and send their random number generators to an independent test lab. The certificate names the game, the version tested and the date of the test. A licence usually obliges the operator to offer certified games only, which is a real constraint on what can be installed. The same licence rarely requires the figure to appear on the game screen, so the certificate and the info panel remain the places to confirm it.